The Site may include various features, such as bulletin boards, blogs, chat rooms, email services, and other tools that allow feedback to us, real-time interaction between users, or communication among users. You are solely responsible for any content you post or send through these features. We do not control the messages, information, or files that you or other users may provide through the Site. By using these features, you agree that you will not:

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• Restrict or prevent any other user from accessing or enjoying the Site.

• Use the Site to impersonate any person or entity, or to falsely state or misrepresent your affiliation with any person or entity.

• Interfere with or disrupt any servers, networks, or systems used to provide the Site or its features, or violate any requirements, procedures, policies, or regulations of the networks used to deliver the Site.

• Use the Site to encourage or incite others to engage in illegal activities, or to cause injury or property damage to any person.

• Gain unauthorized access to the Site, any account, computer system, or network connected to the Site through hacking, password mining, or other illicit means.

• Obtain or attempt to obtain any materials or information through means not intentionally made available through the Site.

• Post or transmit any unlawful, threatening, abusive, libelous, defamatory, obscene, vulgar, pornographic, profane, or indecent content, including content that could constitute a criminal offense, give rise to civil liability, or otherwise violate local, state, national, or international law.

• Post or transmit any content, software, or materials that violate the rights of others, including privacy, publicity, copyright, trademark, or other proprietary rights, without the permission of the rights holder.

• Post or transmit any content, software, or materials that contain viruses, malware, or other harmful components.

• Post, transmit, or exploit any content, software, or materials for commercial purposes or that contain advertising, without our express written consent.

• Advertise or solicit any person to buy or sell products or services, or request donations of any kind, without our express written approval.

• Collect email addresses or other personal information from other users of the Site for marketing purposes.

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We may host message boards, chats, and other public forums on the Site. Any user who fails to comply with these Terms & Conditions may be removed from, and denied future access to, the message boards, chats, or other public forums. We or our designated agents may remove or modify any user-created content at any time for any reason.

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These forums are intended to serve as discussion centers for users and subscribers. Content posted in these public forums may be provided by our staff, outside contributors, or users not affiliated with us, some of whom may use anonymous usernames. We expressly disclaim all responsibility and endorsement, and make no representations regarding the accuracy or validity of any opinions, advice, information, or statements posted by third parties. We are not responsible for any errors or omissions in such postings or for hyperlinks included in any messages. Under no circumstances will we, our affiliates, suppliers, or agents be liable for any loss or damage resulting from your reliance on information obtained through these forums. The opinions expressed in these forums are solely those of the participants and do not reflect the views of us or our subsidiaries or affiliates.

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We have no obligation to monitor any content or postings on message boards, chat rooms, or other public forums on the Site. However, you acknowledge and agree that we have the absolute right to monitor such content at our sole discretion. We also reserve the right to modify, edit, refuse to post, or remove any postings or content, in whole or in part, for any reason, and to disclose such materials and the circumstances of their transmission to third parties as necessary to comply with applicable laws, regulations, legal processes, or government requests, and to protect ourselves, our clients, sponsors, users, and visitors.

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We may provide access to an online community as part of certain programs. We expect every member to contribute value to the group. Our goal is to make the community a meaningful and valuable space for all members. Accordingly, we reserve the right to remove any participant at any time. While this is rare, we want to make clear how seriously we take the integrity and quality of our communities.